For property managers & landlords

One workspace for your shortlets,
residential and commercial properties.

Built for property managers running multi-unit portfolios and landlords running their own. Collect rent, handle maintenance, publish vacant listings, and withdraw your money instantly — from one modern dashboard.

FREEXtate app
2%only when rent lands
Instantbank withdrawal
Xtate landlord dashboard with properties, tenants, and payments
Getting started

From setup to daily management in four steps.

Invite your team, add properties, set your workspace preferences, and you're running.

1

Sign up

Create your administrative account and set your global parameters.

2

Add property

Define your estate footprint, units, and financial structures.

3

Add tenant

Add tenant records, tenancy details, and payment context.

4

Start managing

Track rent, maintenance, short-lets, contacts, and reports.

What Xtate does

Run your portfolio. Keep the receipts.

Track money, tenants, follow-ups, short-stays, and maintenance — with attachments on almost every record. Decisions get evidence, not retellings.

Transparent management

Evidence-based management, built in.

Attach photos, receipts, contracts, ID scans, and inspection notes to almost every object in Xtate — properties, units, tenancies, maintenance requests, payments, and more. Stop the “he said, she said.” Every action has its file.

Files on every object Photo proofs Contracts & ID scans Full audit trail

Manager dashboard

Total properties, active tenants, pending maintenance, contacts due, inspections, and the next actions that need attention. All in one place.

Money separation

Rent, maintenance, litigation balances, management fees, agency fees, legal fees, and property-linked expenses, each on their own ledger.

Accounting & books

Statement of accounts, transaction ledgers, and exportable reports across every property. Reconciliation-ready records your bookkeeper can actually use.

Instant withdrawal

Move collected rent from your Rent Account into your bank account in seconds. No batch settlement waits, no end-of-week clearing windows.

Operational follow-up

Contact lists built around expiring leases, overdue balances, renewing tenancies, ended tenancies, and tenants who need action today.

Short-let operations

Toggle units between long-let and short-let. Track nightly rates, extensions, and checkout records from the same manager portal.

One-click marketplace publishing

Push vacant units or properties for sale to the Xtate marketplace with one click. Get listed where Nigerian renters and buyers are actually searching.

Configurable workspace

Brand, invoicing, tax, tenancy rules, short-let rules, maintenance thresholds, notifications, payments, and security. Match how your business actually runs.

Tenant verification

Optional NIN and BVN checks through Ninja, our identity verification platform. Know who's signing the lease before you hand over the keys.

Multi-portal architecture

The right tools for every role.

Dedicated portals for landlords and managers. Each one tailored to its responsibilities.

Landlord portal

  • Property records
  • Banking & cash flow
  • Performance reports
  • Statement of accounts
  • Settings & brand
  • Team management

Manager portal

  • Tenant contacts
  • Tenancy tracking
  • Rent status
  • Maintenance
  • Notifications
  • Reports
Pricing

Free app. 2% digital rent management fee.

Traditional property managers charge around 10%. Xtate manages your rent, tenants, reports, and maintenance visibility for 2% — and only when rent actually lands. No rent collected, no fee.

2%
on collected rent Digital rent management fee — no rent collected, no fee

The Xtate app is free. We charge 2% only when a tenant's rent settles into your Dedicated Virtual Account. The rest lands in your Rent Account — ready for instant withdrawal.

How the 2% works Sample rent: ₦15,000,000
1
Tenant pays rent ₦15,000,000 into the property's DVA
2
Xtate fee on settlement 2% deducted = ₦300,000
3
You receive ₦14,700,000 Settled to the Rent Account — withdraw instantly
No cash disputes Every payment receipted Instant bank withdrawal

Everything is included

  • Full platform access
  • Accounting & statement of accounts
  • Instant rent withdrawal
  • One-click marketplace publishing
  • Shortlet management
  • Rent follow-up tracking
  • Maintenance & expense tracking
  • Team roles & permissions
  • Brand customisation & settings
  • Tenant verification (NIN/BVN)
Sign up on WhatsApp
₦5,000 one-time onboarding per tenant. Paid by the account owner (landlord or property manager). No recurring platform charges beyond the 2%.
We onboard manually to prevent spam. Signup is WhatsApp-only for now. Reply with your details and we'll have you set up in under 24 hours.
Two wins from one 2%

Property managers gain leverage. Landlords stay informed.

Xtate isn't a replacement for either role — it's the rails both sides rely on. Same platform, same fee, two different jobs done well.

For property managers

Your 10% stays yours. Xtate runs the admin.

Charge landlords like you always have. Xtate handles the work in the background — automated rent reminders, professional landlord reports, photo-receipted maintenance. For 2% of collected rent, you reclaim hours every week and look more professional doing it.

10% your fee
2% Xtate runs the work
=
8% + your time back
  • Automated rent reminders
  • Professional landlord reports generated
  • Daily follow-up list of tenants needing action
  • Photo-receipted maintenance trail
  • A branded portal you can hand landlords
For landlords

Your portfolio. With receipts.

Stay informed about your own portfolio — on your schedule. Every transaction receipted. Every maintenance request photographed. Every report auto-generated. The whole picture, when you want it.

Live visibility Dashboards, balances, occupancy, follow-ups
Evidence trail Photos, receipts, contracts on every record
Clean money DVA settlement, instant withdrawal, no disputes
  • Statement of accounts at your fingertips
  • Payment history with receipts attached
  • Maintenance with photo proof
  • Pull a report any time you need one
Questions

Things people ask before signing up.

What is the Dedicated Virtual Account (DVA)?
The DVA is a dedicated bank account assigned to each property. Tenant payments flow into a structured account view that separates rent, maintenance, and litigation balances. Settlement is clean, traceable, and dispute-friendly.
Who pays the ₦5,000 onboarding fee?
The account owner — the landlord or property manager — pays a one-time ₦5,000 per tenant on signup. There are no recurring platform charges; the only other fee is the 2% deducted on DVA settlement when rent lands.
How fast can I withdraw collected rent?
Withdrawals are instant. Once a tenant's payment settles into the DVA and the 2% fee is taken, the balance is available in your Rent Account immediately — transfer to any Nigerian bank in seconds. No batch settlement waits, no end-of-week clearing windows.
Can I list vacant units or properties for sale?
Yes. Any vacant unit or sale-ready property can be pushed to the Xtate marketplace with one click from inside the platform. Listings appear where Nigerian renters and buyers are actively searching, and inquiries route back into your manager portal.
What can I attach files to in Xtate?
Almost everything. Properties, units, tenancies, payments, maintenance requests, tenant records, expenses — Xtate lets you attach photos, receipts, contracts, ID scans, and inspection reports to the underlying object. This is how transparent, evidence-based management works on the platform.
Why does signup go through WhatsApp?
We onboard each account manually to prevent spam, verify property ownership, and get your workspace configured correctly the first time. Reply with your details on WhatsApp and we'll have you set up — usually within 24 hours.
How does tenant identity verification work?
Xtate supports tenant checks through Ninja, our identity verification platform — BVN, NIN, and CAC business checks. Contact the team to confirm availability for your workflow.
Can I convert long-term rentals to short-lets?
Yes. Xtate lets you toggle any unit between long-let and short-let mode. Short-let records include booking details, nightly rates, extensions, and checkout logs.
How are rent reminders handled?
Xtate tracks due dates, overdue tenants, follow-up status, and payment records from the manager portal. The follow-up list surfaces tenants who need attention each day.
Is my data secure?
Xtate includes account access controls, role-based team workflows, and security settings such as password policy configuration. Data is encrypted at rest and in transit.
How many properties can I manage?
Xtate supports multi-property portfolio tracking for property managers and landlords. No hard cap on portfolio size.
What support is available?
All users get access to our support team via WhatsApp and email. Property managers and landlords can also reach out for hands-on onboarding help.

Run a portfolio you can trust.

Property managers and landlords use Xtate to collect rent, log evidence on every record, and pay 2% only when the money actually lands. Signup takes under 24 hours on WhatsApp.